No Fee Bank account at all.

[canadarace]

Guys, just found a link, here you can get a bank account with No fees in all transactions in Canada.

http://www.banking.pcfinancial.ca/a/products/chequingAccount.page?refId=sidenav&WT.mc_id=mass_vanurl044

 

[BZ Mom]

That's correct. But they have a 5-day holding period for deposits (including cash deposits). Only direct deposits and transfers are credited on the same day. I have a PC Financial bank account.

 

[explorer101]

Guys, just found a link, here you can get a bank account with No fees in all transactions in Canada.
http://www.banking.pcfinancial.ca/a/products/chequingAccount.page?refId=sidenav&WT.mc_id=mass_vanurl044

It is a virtual bank with no branches, only ABM machines are there.

 

[Baloo]

It is a virtual bank with no branches, only ABM machines are there.

Friends of mine have an account with PC, they are happy customers.

 

[explorer101]

Friends of mine have an account with PC, they are happy customers.

I would prefer a bank where I can visit and talk to someone.

 

[Baloo]

I would prefer a bank where I can visit and talk to someone.

My bank in the UK is virtual, I can talk to someone 24 hours a day, try that in a branch
Seriously, I can do anything that I need to do, either online, or with a phone call.

 

[qorax]

1. Since PC Financial has hardly any ATMs [u won't find one when u need one] u'd pay $2 additionally everytime u w/draw.
2. Since their 'stores' r wide-n-apart... u'd get your Drafts after a week thru mail. Ditto for Chq Books/Certs/Docs.
3. PCF Cr/Cards have higher than usual charges/rates... however u get discount/s@their stores, if u get to one.
4. They r slightly hesitant to offer their products to 'newcomers'...
Nonetheless, if those were Ok with u - PCF is pretty good to transact with... it's a wise option for many!

Qorax
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a) Their stores are: Loblaws
b) Banking partner: CIBC