Fatima: I don't think you need any proof of funds if you are landing under the spousal category. Proof of funds is only needed under "skilled migrants visa category" (PNP/express entry) where they have to show some minimum amount while they look for jobs. You can carry as much or as less money as possible, as long as that is declared while landing. You can carry cash, check, or even show a statement that you have X amount of money that you will be using in Canada. In case X is large (and you wire transfer), you may get a CRA letter but a simple response telling them you just immigrated and brought in that money should be Ok.
Btw, this may be helpful to some. Certain banks allow free transfer between Canada and other countries. For me, a TD bank account in the US, allows me a free transfer to an account in Canada without any tax implications. There are others like HSBC, ICICI that may allow similar transfers but I haven't checked. The currency conversion rates are much better this way than DDs. But do check for monthly fees as only some of them will have a free account based on the number of transactions per month.
Also, another thing you may consider is that if you already had an American Express card in your home country, Amex allows global card transfers that will be extremely useful as you won't have any credit history in Canada. https://www.americanexpress.com/global-card-transfers/
Fatima786 said:
Hi
I am landing in canada on 8th may. I am carrying dd of morethan 10000 CAD . for proof of funds i am giving statement of my savings account from last 18 months to show that the amount was as fixed deposits and also i am giving bank certificate. Is that ok. Do the cbsa agent ask abt source of income.
Pls reply
Thank you
