eAPR Additional Information Required

[Penthan]

Hello All,

Please i just received an ADR on my application..
 > Client Information: proof of payment of salary into UK account (6 months).

To get a statement of account is not a problem at all however, i need to clarify, does this refer to the last 6 months statements? or does it have to be any combination of 6 months statement because i am claiming 3 years on this employment.

Also, i have got a loan and credit credit cards i am servicing through this account, how do i go about it? Do i have to clear the loan and get a letter from the lender before submitting my application? i am confused please HELP!

 

[puzokumar]

Hello All,

Please, I just received an ADR on my application...
 > Client Information: proof of payment of salary into UK account (6 months).

To get a statement of account is not a problem at all, however, I need to clarify, does this refer to the last 6 months statements? or does it have to be any combination of 6 months statement because I am claiming 3 years on this employment?

Also, I have got a loan and credit cards I am servicing through this account, how do I go about it? Do I have to clear the loan and get a letter from the lender before submitting my application? I am confused please HELP!

Statements have to be latest and cannot be from a chosen time frame from the past.

if you have more money in the account that would take care of the Loan and the surplus is equal to POF requirement, then closing the loan is not required.

in the LOE that you will submit provide details of the consolidated bank account summary, or better yet ask your bank to give you an Account summary of all of your investments, loans and credit cards in one letter and it should state that even after having all this you still come out ahead and be able to show eligible amount of POF.

hope this helps

 

[Penthan]

Many thanks for your response. However the POF is in a different account from the salary account. My issue is if the loan is put into consideration, then the POF will be less than the required. Do you suggest closing the loan account?

Statements have to be latest and cannot be from a chosen time frame from the past.

if you have more money in the account that would take care of the Loan and the surplus is equal to POF requirement, then closing the loan is not required.

in the LOE that you will submit provide details of the consolidated bank account summary, or better yet ask your bank to give you an Account summary of all of your investments, loans and credit cards in one letter and it should state that even after having all this you still come out ahead and be able to show eligible amount of POF.

hope this helps

 

[mr.preetsingh]

Many thanks for your response. However the POF is in a different account from the salary account. My issue is if the loan is put into consideration, then the POF will be less than the required. Do you suggest closing the loan account?

At this stage you can not do anything, so just upload recent 6 months bank statement in which you were getting your salary.