yes chartered accountant valuation of funds is not needed. i am also chartered accountant and i know that.
but as regards property valuation chartered architects do the job. many consultants advice to get property valuation done for prooving home ties . On the other hand ,, i agree with enfield that its mentioned that they dont need property valuation. if we keep interpreting like this ..than the checklist of vfs doesnt even specify funding requirement .. they simply ask for loan letter. but we all know that funds should be shown for a strong case.
in a nutshell, certain things are desirable although not a necessity.