Out of my care for all the new comers, I must say and stress that you have to be careful. I have had a very bad experience myself. That is why I started my post this way, so no one can accuse me of being negative. We paid in cash as well. I am afraid the Real Estate in Canada is a big mess. There are loads of loopholes in Real Estate Law. In Canada, the total population is almost 35 M, and you can find the number of realtors exceeds anywhere else in the world. So, of course they have to make business and make money. We were misled in a way, if it happened in UK, where we came from, it would end with criminal charges and jail. Our own "Buyer Realtor" lied to us. the sellers and their realtor lied to us. The law has something called "Buyers be-wares". So, technically it will be your own fault. This can be a gloomy opinion but sincerely I say it "be aware and be careful". If the house is older than 10 years, never sign an offer unconditionally. The house needs to get inspected carefully. The inspector has to be an expert. You insist that owners must disclose any defect and in writing. The Real Estate law has to change or Canada has to be counted as a third world in that aspect....I am afraid. Sorry to scare you but you only buy a house once or twice in life. The pain of lies and deception is enormous