Canada Child Benefits

[harpreethwalia]

Hi All,
We have recently moved to Canada. I am working for a client in Toronto and my wife is working from home for a US employer. We have a 3 yr old daughter

While filling child benefit form, it asks for salary for me and my wife. Since my wife is not actually working in Canada, do I still need to provide her US salary or should I put 0 in her section of salary.

Please advise

TIA

 

[canuck78]

Of course you have to include your wife's salary.

 

[Buletruck]

Agreed. If you live in Canada, your wife's income is still reportable to CRA.

 

[harpreethwalia]

Thanks Guys...I landed like 2 days back....so I am still figuring all these things out. I also called CRA on this and they confirmed.

 

[canuck78]

Based on family income so family income can come from various places and sources. Most questions are ways to receive CCB before kids arrive or if kids or family are not in the country so people are a bit defensive. Or it the first priority for newcomers to Canada whether they qualify or not. There seems to be an inaccurate impression that Canadian citizens or PRs deserve CCB no matter where they are living in the world. Also the people who are in Canada on a work permit get CCB right away or will get back payments for the time they didn't qualify. Also a huge reluctance to report there previous international income. Welcome and hope you enjoy Canada.

 

[harpreethwalia]

Based on family income so family income can come from various places and sources. Most questions are ways to receive CCB before kids arrive or if kids or family are not in the country so people are a bit defensive. Or it the first priority for newcomers to Canada whether they qualify or not. There seems to be an inaccurate impression that Canadian citizens or PRs deserve CCB no matter where they are living in the world. Also the people who are in Canada on a work permit get CCB right away or will get back payments for the time they didn't qualify. Also a huge reluctance to report there previous international income. Welcome and hope you enjoy Canada.

Thanks. It seems if I convert my and my spouse USD salary to CAD, I don't we will be eligible for anything.

 

[canuck78]

Thanks. It seems if I convert my and my spouse USD salary to CAD, I don't we will be eligible for anything.

Everyone qualifies for something but yes you need to convert the salary to US funds. There are worse problems than making enough money not to qualify for the full child benefit. I am sure it you would agree.

 

[YVR123]

Thanks. It seems if I convert my and my spouse USD salary to CAD, I don't we will be eligible for anything.

It's a good thing. You made enough not to need the government help on child care.

Let other needy families to have the funding.

 

[Copingwithlife]

Thanks. It seems if I convert my and my spouse USD salary to CAD, I don't we will be eligible for anything.

Well that is what the CCTB was designed for. It is income tested. Based upon your income determines how much the benefit would be. It is to assist people with the cost of raising their children under the age of 18. If you are above the income threshold,determined by the government then it would not make sense that you would receive the benefit. people making less, would be more in need of the benefit.
Just like the GST benefit. I used to get it, because it was income tested. I started a new job where I made way more than the income threshold. So I no longer get the benefit

 

[harpreethwalia]

Well that is what the CCTB was designed for. It is income tested. Based upon your income determines how much the benefit would be. It is to assist people with the cost of raising their children under the age of 18. If you are above the income threshold,determined by the government then it would not make sense that you would receive the benefit. people making less, would be more in need of the benefit.
Just like the GST benefit. I used to get it, because it was income tested. I started a new job where I made way more than the income threshold. So I no longer get the benefit

Got it. The salary income versus mortgage payment ratio doesn't make sense here. Not sure how people are able to buy and cope up to pay such high mortgage payments when salaries are not in sync with whats the housing market is at.

 

[harpreethwalia]

It's a good thing. You made enough not to need the government help on child care.

Let other needy families to have the funding.

Make sense. Thanks for the response

 

[Copingwithlife]

Got it. The salary income versus mortgage payment ratio doesn't make sense here. Not sure how people are able to buy and cope up to pay such high mortgage payments when salaries are not in sync with whats the housing market is at.

That is true . But the whole country is not at the same for real estate prices for example in the GTA, or Metro Vancouver. For example I was looking at housing prices in Saint John NB. For what I could get for my 498 sq foot condo in Toronto , I could literally buy a very nice place there and have a good chunk of cash left over . The taxes maybe higher there , but living a less stressful life sometimes costs a bit more in that respect .Supply and demand dictates the prices in the fore mentioned places

 

[harpreethwalia]

That is true . But the whole country is not at the same for real estate prices for example in the GTA, or Metro Vancouver. For example I was looking at housing prices in Saint John NB. For what I could get for my 498 sq foot condo in Toronto , I could literally buy a very nice place there and have a good chunk of cash left over . The taxes maybe higher there , but living a less stressful life sometimes costs a bit more in that respect .Supply and demand dictates the prices in the fore mentioned places

For me, most financials jobs are in Toronto or around only. Need to buy around here only

 

[scylla]

That is true . But the whole country is not at the same for real estate prices for example in the GTA, or Metro Vancouver. For example I was looking at housing prices in Saint John NB. For what I could get for my 498 sq foot condo in Toronto , I could literally buy a very nice place there and have a good chunk of cash left over . The taxes maybe higher there , but living a less stressful life sometimes costs a bit more in that respect .Supply and demand dictates the prices in the fore mentioned places

Job market is weaker there too. That's another reason for the lower house prices. Fewer jobs and lower salaries vs. GTA and Vancouver. Agreed it's all about supply and demand.

 

[Alex54321]

Based on family income so family income can come from various places and sources. Most questions are ways to receive CCB before kids arrive or if kids or family are not in the country so people are a bit defensive. Or it the first priority for newcomers to Canada whether they qualify or not. There seems to be an inaccurate impression that Canadian citizens or PRs deserve CCB no matter where they are living in the world. Also the people who are in Canada on a work permit get CCB right away or will get back payments for the time they didn't qualify. Also a huge reluctance to report there previous international income. Welcome and hope you enjoy Canada.

Let say we are a new residents to Canada (August 2018) and our family income for the previous year (2017) outside of Canada is above the CCB income threshold and we do not qualify for benefits. So, my question is whether we can skip whole process of applying for CCB?
You see, my question maybe strange and is opposite to ways to receive CCB. If we do not qualify why bother with extra process/forms?