Whose IT returns to submit with visa application?

[nevillek]

My father is working in the US since few years (and files returns in US and also India as NRI) and my mother is a housewife (and doesn't file returns). I have filed my first return two years ago but never bothered after that because my income is below taxable (but I can file them even now if I want to, before submitting the application, if necessary).

I don't think ITR is really required by these visa people but since I'm showing my father's, mother's and my fixed deposits and bank statements to the VO for "proof of funds", my agents wants everyone's IT returns to be submitted along with them as well.

1) Is it okay if I submit my father's US ITR since there's where his income would be reflected?
2) Is it okay if I don't show my ITR?
3) Would it be a problem showing my mother's funds but showing no IT return with that?

 

[mead]

My father is working in the US since few years (and files returns in US and also India as NRI) and my mother is a housewife (and doesn't file returns). I have filed my first return two years ago but never bothered after that because my income is below taxable (but I can file them even now if I want to, before submitting the application, if necessary).

I don't think ITR is really required by these visa people but since I'm showing my father's, mother's and my fixed deposits and bank statements to the VO for "proof of funds", my agents wants everyone's IT returns to be submitted along with them as well.

1) Is it okay if I submit my father's US ITR since there's where his income would be reflected?
2) Is it okay if I don't show my ITR?
3) Would it be a problem showing my mother's funds but showing no IT return with that?

normally u should show ITR for the person who is going to sponsor u meaning paying the bulk of ur expenses.....be it u or ur father....whose bank statement ru going to attach showing liquid funds? attach thair ITR ...ITR r kinda like proof of income that the amount shown in bank can be earned by the same person and not borrowed temporally just for visa purpose

 

[nevillek]

normally u should show ITR for the person who is going to sponsor u meaning paying the bulk of ur expenses.....be it u or ur father....whose bank statement ru going to attach showing liquid funds? attach thair ITR ...ITR r kinda like proof of income that the amount shown in bank can be earned by the same person and not borrowed temporally just for visa purpose

I see, thanks. But the problem is my father and mother have almost equal funds so I guess I will only show my father's funds (which will be enough) since my mother is a housewife and therefore, has never filed returns?

Also, is it okay if the savings bank a/c is really less and the bulk of funds are shown as FDs?

 

[mead]

I see, thanks. But the problem is my father and mother have almost equal funds so I guess I will only show my father's funds (which will be enough) since my mother is a housewife and therefore, has never filed returns?

Also, is it okay if the savings bank a/c is really less and the bulk of funds are shown as FDs?

if those funds in mother's account r from ur father move them to one account with ITR.....or just show both bank accounts and 1 ITR ur fathers doesnt matter ..its not gonna hurt ....if ur fathers account alone is enough then any additional account is not gonna hurt....i would suggest all the required funds in savings .....like 1 year tution+1year living +travel expenses in liquid funds in bank not FD....just to be safe

 

[nevillek]

if those funds in mother's account r from ur father move them to one account with ITR.....or just show both bank accounts and 1 ITR ur fathers doesnt matter ..its not gonna hurt ....if ur fathers account alone is enough then any additional account is not gonna hurt....i would suggest all the required funds in savings .....like 1 year tution+1year living +travel expenses in liquid funds in bank not FD....just to be safe

The problem is my parents' savings account has hardly any money because all their funds are in FDs and I think it's foolish to break them up. But it's enough to cover the cost. Also, I have a good amount in my savings account, around 1/3rd of my fees but ofcourse, that's not enough.

Does that mean, I should go for a BIG loan amount and not bother about showing the FDs of parents?