As a Bermudian, if you apply outland, you would be processed in Buffalo. The process of outland starts in Mississauga where your husband will be approved as a sponsor. This takes 66 days right now, see http://www.cic.gc.ca/english/information/times/perm-fc.asp After that, your file goes to Buffalo where 80% of cases are done by 11 months, see http://www.cic.gc.ca/english/information/times/perm/fc-spouses.asp#west but I think the average there is more like 8 months last time I checked. After that you would have your PR and can work, study etc.
If you apply inland, the file goes to Vegreville. It currently takes 11 to 12 months for first stage approval, see http://www.cic.gc.ca/english/information/times/perm-fc.asp and after that 8 months for PR. At first stage approval, you would be able to get an open work permit and probably health care as well. With inland, you must be in Canada when you apply and you should stay in Canada during your processing. It is a requirement of inland that you live in Canada so if you leave and for some reason are unable to return, your application would be gone.
With outland, you could apply right now before you even go to Canada but if you apply before your husband moves, you both must show plans to move to Canada when you get your PR. It could a be a job offer, having arranged housing etc. or at the very least some written up plans on where you will live, what kind of jobs you will be looking for, letters from relatives and friends knowing of your plans and offering you their help or to stay at their houses until you find a place etc.