read the rules again please carefully, no where it's indicating that you should apply with frozen assets for 6 months.
and no, it's perfectly fine to have funds less than 6 months in tenure, provided that the account itself is not newly opened: there's a difference between an account which is 6 months old, and funds (liquid money) which are nowhere mentioned it should be 6 months old as you interpreted.
Again, there's no need to debate, you're happy with 6 months old funds? go ahead. Others applied and got PRs already and didn't do that