First of all, what should we include for settlements funds? i.e. Bank certificates or 6 months bank statements? Does SBI/Yes bank provides these kind of certificates?
Then, there are multiple suggestions on whether we can use spouse bank statements along with primary applicant or not. Me and my spouse have 50:50 ratio of funds in our individual accounts. Some have suggested that we can use whereas some have suggested not to use as only primary applicant POF are accepted. Just wanted to know if any one has used spouse statements and those worked?
Secondly, Pls suggest for joint account statements, is it Ok to have spouse as Primary account holder and me as secondary account holder? Will it make any difference to IRCC?
I also wanted to know whether can I add myself as Joint account holder to my spouse account which is with her before marriage. This means last name would be different for both of us. More, Address would show as her address before marriage. Would that be OK? I believe, last name and address difference can be proved through marriage certificate. Pls suggest.
On extension to above point, would that be OK if we transfer all of her money to new joint account? Do we need any affidavit/LOE to prove that amount has been transferred from old account to new joint one? Should we enclose statements from both the accounts in this case?
Last point I wanted to clarify is, whether EPF and PPF would be considered as POF? In some of the threads I have read it would be accepted in case of Delhi VO. Is anyone used and it got accepted?
Appreciate expert advise...
Then, there are multiple suggestions on whether we can use spouse bank statements along with primary applicant or not. Me and my spouse have 50:50 ratio of funds in our individual accounts. Some have suggested that we can use whereas some have suggested not to use as only primary applicant POF are accepted. Just wanted to know if any one has used spouse statements and those worked?
Secondly, Pls suggest for joint account statements, is it Ok to have spouse as Primary account holder and me as secondary account holder? Will it make any difference to IRCC?
I also wanted to know whether can I add myself as Joint account holder to my spouse account which is with her before marriage. This means last name would be different for both of us. More, Address would show as her address before marriage. Would that be OK? I believe, last name and address difference can be proved through marriage certificate. Pls suggest.
On extension to above point, would that be OK if we transfer all of her money to new joint account? Do we need any affidavit/LOE to prove that amount has been transferred from old account to new joint one? Should we enclose statements from both the accounts in this case?
Last point I wanted to clarify is, whether EPF and PPF would be considered as POF? In some of the threads I have read it would be accepted in case of Delhi VO. Is anyone used and it got accepted?
Appreciate expert advise...
