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Proof of funds

akhilpsg

Newbie
Aug 25, 2019
8
0
Hi,
I recently received my ITA. For proof of funds, I have the following confusion,

1. I have save 60% of the required funds in my spouse's account. She is also part of the application. Can I get the financial letter (with the proper letterheads) for my spouse's account and submit it as a valid Proof of fund?

2. The remaining I have saved the money as gold which I would like to encash to deposit in my account. What's the best way to show this as a valid Proof of fund? Should I take the gift deed route and mention I received from my parents or deposit the amount in my account directly without gift deed?

In either case is LOE a good to have for explaining whatever I decide to go ahead with?