See link below: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/express-entry/documents/proof-funds.html#money_needed This link says: "The funds must be available both when you apply and when (if) we issue you a permanent resident visa. You must prove to an immigration officer that you can legally access the money to use here when you arrive." I am just about to finish me Express Entry profile and was about to submit when I came across this piece of text. My plan was create and submit express entry profile and arrange the required minimum money later. Can I do it? Or I must arrange the money before I submit my profile? I am required to have $15,772 but have around 70% of this right now.