Proof of funds - Spouse account

[DSCanada]

Hi guys.. Can I show the Fixed deposits in my spouse name as proof of funds? or is it purely my account balance and deposits only in my name??

Pls advise.

 

[Asivad Anac]

CIC explicitly asks for the POF in the name of PA. An alternative is to have the funds in a joint account with the PA's name on it.

Else, the monies have to be transferred to the PA's account and then POF submitted along with a declaration from the spouse that the monies transferred to the PA are a gift and not a loan hence need not be returned.

 

[DSCanada]

Thanks a lot Asivad..

 

[ultra99]

Really? What if my wife says in a letter of explanation that she's willing to provide support and give her bank statements?

 

[Asivad Anac]

Really? What if my wife says in a letter of explanation that she's willing to provide support and give her bank statements?

Unfortunately, CIC doesn't have the unshakeable belief in matrimony surviving the travails of time. Given that those circumstances can change at any point in time, a declaration from the spouse will be insufficient evidence for POF.

 

[ultra99]

Us there a link to were it says that?

 

[Asivad Anac]

Us there a link to were it says that?

Not directly - CIC doesn't say that upfront. But check this link for POF where they explicitly insist that the PA submit this. For every document category, CIC explicitly specifies who needs to provide them. http://www.cic.gc.ca/english/resources/tools/perm/express/intake-complete.asp

Purpose

To confirm whether the applicant meets the low income cut-off (LICO), as assessed by amount of money they hold compared to the number of people in their family

Document requirements

The applicant should provide official letter(s) from financial institution(s) which list all current bank and investment accounts, as well as outstanding debts such as credit cards and loans.
The letter(s) must be printed on the letterhead of the financial institution and must include applicant’s name, the contact information of the financial institution (address, telephone number and e-mail address), the account numbers, dates of when each account was opened and the current balance of each account as well as the average balance in the past six months.
Other documents may also be requested, as necessary.

Individuals who must submit this documentation

The principal applicant

 

[nurat]

Will it be a red flag if the funds are moved from my spouse account to mine? I have to make the submission in the next 15 days.

 

[jes_ON]

if possible, the simplest thing to do is to add your name and make it a joint account.

 

[nurat]

Guys,

I have found out. If spouse is part of the application then statements can be shown. There are people who have received AOR after showing funds split in primary and spouse accounts.

 

[StAnger]

Guys,

I have found out. If spouse is part of the application then statements can be shown. There are people who have received AOR after showing funds split in primary and spouse accounts.

Can you share the link for this? If this indeed works, it will help many candidates.

 

[PiyushAgrawal06121985]

nurat, it would be good to have evidence or reference for this.

Note: Even I showed fund split across my spouse account and mine.

 

[nurat]

Hi Piyush,

I think we had a whatsapp chat on this yday? And you told me you knew people who had done this..

 

[warquezho]

Is this another hearsay? Please post valid and credible source before posting to avoid confusion to other members.

 

[chiyakam]

While filing my application in Oct my immigration lawyer had informed me that since my spouse is a part of the application there is no problem in showing her account balance / statements and we had showed those funds as well.

Hope this helps.