Proof Of Fund

[Sunakashi]

Hello guys!
I am showing POF in salary account of my husband who is a secondary applicant, although my name also added in account as joint owner. My question I ( primary applicant) don't have any credit card on my name or linked with account I am showing for pof. But the statement of this bank account shows payment done for credit card which is on my husband (secondary applicants ) name. Should we should credit card details in POF?

 

[hitesh0414]

Hello guys!
I am showing POF in salary account of my husband who is a secondary applicant, although my name also added in account as joint owner. My question I ( primary applicant) don't have any credit card on my name or linked with account I am showing for pof. But the statement of this bank account shows payment done for credit card which is on my husband (secondary applicants ) name. Should we should credit card details in POF?

It would be better if you attach latest credit card statement.

 

[Sunakashi]

It would be better if you attach latest credit card statement.

Just a online downloaded statement is sufficient? Or we should get some letter from bank?

 

[Micky345]

Just a online downloaded statement is sufficient? Or we should get some letter from bank?

Take letter on banks official letterhead. Don’t take any risks else it would lead to rejection. For more details please visit official website which has all the information.

 

[hitesh0414]

Just a online downloaded statement is sufficient? Or we should get some letter from bank?

You can download, take it to bank and have it signed and stamped from concerned authority. This is what I did.

 

[mr.preetsingh]

Hello guys!
I am showing POF in salary account of my husband who is a secondary applicant, although my name also added in account as joint owner. My question I ( primary applicant) don't have any credit card on my name or linked with account I am showing for pof. But the statement of this bank account shows payment done for credit card which is on my husband (secondary applicants ) name. Should we should credit card details in POF?

Credit card statement of your husband is not required since you are the primary applicant.

 

[hitesh0414]

Credit card statement of your husband is not required since you are the primary applicant.

Hi Mr. Preetsingh, Its obvious that credit card statement of spouse is not required, but in my opinion ( P.S :: I am not an expert), she should show her husband's credit card statement as well because for full POF she is showing her husband's account only, so just to show that her husband (whose account is being shown for POF) do not have large credit card debts.

That is what my opinion is.

 

[mr.preetsingh]

Hi Mr. Preetsingh, Its obvious that credit card statement of spouse is not required, but in my opinion ( P.S :: I am not an expert), she should show her husband's credit card statement as well because for full POF she is showing her husband's account only, so just to show that her husband (whose account is being shown for POF) do not have large credit card debts.

That is what my opinion is.

Again, Credit Card statement is not required for dependent.

She should provide a consent letter from her husband, that she has full access to that money.