Proof of fund joint account with parents

[Jigar Pipalia]

I have joint account with my parents and my spouse also with my parents but the first name of both the accounts is in name of my name and my spouse name can I show that account as proof of fund and can we get affidavit saying that the account belongs to both the account belong to me and my spouse and there name is just for signature purpose.

 

[hitesh0414]

I have joint account with my parents and my spouse also with my parents but the first name of both the accounts is in name of my name and my spouse name can I show that account as proof of fund and can we get affidavit saying that the account belongs to both the account belong to me and my spouse and there name is just for signature purpose.

As per requirements of CIC, the funds should be fully owned only by you or your spouse or jointly between you. The funds can not be jointly held with any other family member including parents. So you have to have your parent's name removed from the account.