POF Query

[jannie.shaylah]

Hello,
I am PA for my application and my spouse is also in my application. I have more than 16k in my account but I wrote combined amount (Me+Husband) in field for How much money will you bring to Canada.

Do I need to provide both of us bank statements ?
Do I need to get NOC from my husband regarding using his money ?

Thank you,

 

[karthik506]

Put, 20k if you have.

Yes, you need to attach both of your bank statements and explain why you have money in separate accounts in the letter of expansion

If you have joint account, better move all your money to it.

 

[jannie.shaylah]

Put, 20k if you have.

Yes, you need to attach both of your bank statements and explain why you have money in separate accounts in the letter of expansion

If you have joint account, better move all your money to it.

In my account I have more than what is required for 2 person.
If I attach my husband's as well do I need to provide NOC or Notorised document along with it?

 

[karthik506]

In my account I have more than what is required for 2 person.
If I attach my husband's as well do I need to provide NOC or Notorised document along with it?

Then, just show your account detail

 

[sam3218]

Hi karthik. Sorry to hijack the thread but what impact does credit card have on your POF? I currently have around 14k CAD which was built gradually through salaries and savings but I also have around 2.5K of credit card debt in the the same bank. This would take my net financial position slightly below the required minimum funds. What is your opinion?

Then, just show your account detail

 

[karthik506]

Hi karthik. Sorry to hijack the thread but what impact does credit card have on your POF? I currently have around 14k CAD which was built gradually through salaries and savings but I also have around 2.5K of credit card debt in the the same bank. This would take my net financial position slightly below the required minimum funds. What is your opinion?

I am not sure about it. Sorry...