my husband comes tomorrow yeahhh!!! What if anything do we do next ?

[tulsabean]

Hi is there anything we have to do other than OHIP and wait for PR card?
Thanks

 

[Rob_TO]

Hi is there anything we have to do other than OHIP and wait for PR card?
Thanks

Can get SIN right after he lands

Also drivers license, so may help if he brings drivers/insurance history from his home country.

For OHIP there is no rush, as you have 3 months to sign up. Really no advantage to getting it early.

 

[tulsabean]

Ok awesome thanks.

 

[alicia13]

Can get SIN right after he lands

Also drivers license, so may help if he brings drivers/insurance history from his home country.

For OHIP there is no rush, as you have 3 months to sign up. Really no advantage to getting it early.

Well the sooner you sign up for OHIP the sooner your waiting period begins right?

 

[chakrab]

plan a nice trip to niagara falls

 

[Rob_TO]

Well the sooner you sign up for OHIP the sooner your waiting period begins right?

No that's not how it works. Your waiting period begins when you establish residency in Ontario, and that is usually the day you land as a PR and will be stamped on the COPR document.

Whether you actually apply for the OHIP card on the first day or just before 3 months is up, makes no difference. My wife went 2 months and 29 days after landing... and got an OHIP number on the spot that she could use as soon as coverage became effective the next day.

 

[on-hold]

In BC, the medical insurance actually began earlier than the 3-month period -- there was a benefit to signing up right away.

 

[thanh245]

In BC, the medical insurance actually began earlier than the 3-month period -- there was a benefit to signing up right away.

good to know this, thanks!

 

[katester]

Do you have to import your car? What if the car is owned (on paper) by someone else like a parent? Once landing you are now a PR so you need to get a new drivers license but if the car has someone else's name on it do you have to import it and change the plates? My car has my name and my parents name ( for wetter interest rate) but because it is owned by all of us, can't I not import it yet until it's only in my name?

 

[screech339]

Do you have to import your car? What if the car is owned (on paper) by someone else like a parent? Once landing you are now a PR so you need to get a new drivers license but if the car has someone else's name on it do you have to import it and change the plates? My car has my name and my parents name ( for wetter interest rate) but because it is owned by all of us, can't I not import it yet until it's only in my name?

You cannot legally import the car unless it is legally in your name only with no lien attached. Actually the car deed would likely be in one person's name. You can have as many people on the same insurance policy on the car for insurance purposes but there is only one owner. For example, my wife and my name are on the insurance policy on my car but the car ownership is in my name.

Look at the vehicle permit for the car. There is one name on it. Whoever's name is on the car is the legal owner of the car. Only one name is allowed for vehicle license plate purposes along with other reasons. In Ontario for example, the plate sticker renewal is based on the owner's birth date. It expires after the owner's birth date. How can you determine which expire date to use when you have multiple owners, multiple birth dates. Doesn't work that way.

 

[alicia13]

No that's not how it works. Your waiting period begins when you establish residency in Ontario, and that is usually the day you land as a PR and will be stamped on the COPR document.

Whether you actually apply for the OHIP card on the first day or just before 3 months is up, makes no difference. My wife went 2 months and 29 days after landing... and got an OHIP number on the spot that she could use as soon as coverage became effective the next day.

Thanks Rob, I didn't know that! I thought that it was three months from the day you apply.
You're a goldmine of information as usual

 

[katester]

You cannot legally import the car unless it is legally in your name only with no lien attached. Actually the car deed would likely be in one person's name. You can have as many people on the same insurance policy on the car for insurance purposes but there is only one owner. For example, my wife and my name are on the insurance policy on my car but the car ownership is in my name.

Look at the vehicle permit for the car. There is one name on it. Whoever's name is on the car is the legal owner of the car. Only one name is allowed for vehicle license plate purposes along with other reasons. In Ontario for example, the plate sticker renewal is based on the owner's birth date. It expires after the owner's birth date. How can you determine which expire date to use when you have multiple owners, multiple birth dates. Doesn't work that way.

Good to know! There is a lien on my car, I am paying for it solely, but having my mom as a cosigner go us unbelievable rates. So since there is a lien on the car what can I do? Can i still put it on the "goods to follow" and I can just import it in 2 years when I pay it off? Or is there a time frame to import goods to follow?

 

[screech339]

Good to know! There is a lien on my car, I am paying for it solely, but having my mom as a cosigner go us unbelievable rates. So since there is a lien on the car what can I do? Can i still put it on the "goods to follow" and I can just import it in 2 years when I pay it off? Or is there a time frame to import goods to follow?

You have to pay off all the rest of the payments in full so that the lien is removed and the company can release the car in your name as full sole owner. You would require a letter from the loan company stating that the lien is removed and ownership is released.

As for timeline for goods to follow, I can't answer that question.

 

[kateee]

Sorry to hijack this thread... Any idea if the car can be registered in my husband's name after I import it?? Or does it have to stay in my name? And if it does have to remain in my name, can he drive it regularly if we are both on the insurance policy?

 

[truesmile]

Yes. You would likely "import" in your name first, and then you can give to your husband as a gift (without having to pay sales tax). Yes he can drive it regularly if he is on the insurance policy. The answer to your question could differ provincially, you may want to volunteer what province you are in.