I am a Canadian but my wife is non-Canadian, can she avoid the giving birth cost
- Thread starter bcrabbit
- Start date
She has no insurance and what is her status in Canada? (visitor? worker? student? out of status?)
Assuming that she is not in the process of getting her PR via your sponsorship, the child birth (and check-up before) will not be covered.
After the child is born, the baby has MSP coverage. (not sure the process of adding him/her to your MSP plan)
She is applying PR via my sponsorship but we havn't submitted the application yet. So I do not think she will get the insurance soon. I am not sure what to do.
pay out of your pocket is the only option. Or if she has coverage at her home country, she can go back and give birth back home.
When is she due? When are you planning on applying for sponsorship? It really wasn't smart to get pregnant without coverage.
You don't need insurance coverage if you or a friend can do the delivery... Hope it's not complicated.
As a visitor to Canada she is not eligible for the government health insurance coverage. In BC, generally, she must either be a work permit holder, international student or a permanent resident in order to be eligible for MSP coverage. Also, since she is already pregnant, private insurance will not cover her child birth or pre-natal care expenses.
The only thing I can think of to minimize the cost of childbirth (apart from doing it yourself or having someone you know do it) is to use midwife's services at a local birth center (or at home if they provide such service). You can search the web and contact local midwives for a quote.
Not quite. A visitor who is being sponsored by their spouse can get MSP. https://www2.gov.bc.ca/assets/gov/health/health-drug-coverage/medical-services-plan/bc-residents/eligibility-and-enrolment/are-you-eligible/covering-a-spouse-or-child-who-is-an-applicant-for-permanent-resident-status-in-canada.pdf
Ok waive might be the wrong term but it says that time spent in BC may be counted towards the up to 3 month wait period. Seems like situations are very individual.