how to convince banks for 1-year postgraduate course loan(urgent)

[s.gupta1487]

Hi, can you please give me the referral of HDFC bank. I need education loan for sister to be approved. I have no contact in banks and I really need it urgently.

 

[STURD]

Dear gupta,

r u from delhi, I know a branch, who are helpful and can provide u with loan

 

[s.gupta1487]

Yes, we are from Delhi. Actually I live in Canada but my sister is in India. Can you please message me in my inbox if possible.

 

[HBK]

Hi, can you please give me the referral of HDFC bank. I need education loan for sister to be approved. I have no contact in banks and I really need it urgently.

Loan through HDFC credilla is not acceptable.

 

[HBK]

hello evryone,
i got my offer latter from humber college.. i had applied for 1-year wireless telecommunication course.. when i went to sbi bank they refused to pass the loan becaz in my call letter name of degree is ONTARIO GRADUATION CERTIFICATE.. so they told me that they can't give me loan on this basis.. and after that i went to bank of baroda... so they told me that i have to provide some specific information about this course and in my call letter, length of course is sep2012 to may2013.... it is only 9 months.. so they don't believe this is post graduate course... so how can i convince them to offer me a loan... and if anyone has any idea about the banks who provide loan for this course plzzzz do inform me... i will be very grateful to you.... thnks....

I sanctioned loan from Bank of baroda. Actually manager was helping and nice person. I gave him 2 cigarates and he put even course name and college name on loan sanction letter.however i took loan against F.D.


Bad eperience with SBI and AXIS. finally i fought with axis bank manager because i had F.D since last 1 year and he was hesitatiing to sanction loan.

 

[STURD]

Dear gupta,

i will have a word with my contact in HDFC and get back to u , wts ur email id

 

[s.gupta1487]

U can email at s.gupta1487@gmail.com

Just want to Know that it's not credila???

 

[HBK]

Dear gupta,

i will have a word with my contact in HDFC and get back to u , wts ur email id

U can email at s.gupta1487 @ gmail.com

Just want to Know that it's not credila???

As far as I know HDFC sanctions loan through credilla...If HDFC sanctions loan through credill then it is not acceptable under SPP/generic/university category....

 

[sunny581]

HDFC BANK offers loans for pg certificate course easily as they know its just the same term

also fyi,

all banks in India as per RBI are obliged to provide 4 lac without security as education loan , if u having problems then you should lodge a complaint and meanwhile dont waste time , approach hdfc bank , u will get it easily, mine came in 3 days

Hi STURD,
pls tell me.......
have you got education loan or demand loan for education? is it against FD or Property? Does hdfc bank provide edu. loan through Credila?
What percent of FD you got loan?
Thanks.

 

[sunny581]

pls answer my query?

 

[STURD]

hdfc provides eduation loan against property and not through credila , however if ur loan requirement is only 4 lacs then u dont need to show any security as per rbi guidelines

I had a contact with someone in the bank - unfortunately he has left the job

good luck

 

[s.gupta1487]

Guys..pls tell me if u have any contact in bank who can provide loan sanction letter against FD? No banks - SBI, PNB, CANARA BANK are helping...We jiust need loan sanction letter..all fees is paid..we are happy to give any fees/service charges what so ever...we need it in 1-2 days...any help highly appreciated.

 

[s.gupta1487]

pls answer my query?

have you got any contact or help??? pls help me too....

 

[vishal parmar]

@ gupta...

hey dude... i ve heard that if we deposit fix amount of total expense (including fees).. we get O.D(overdraft) against it... that is allowed in visa process, so if u r already having money... try this way, get an O.D latter against fix deposit... and be careful here.. m talking about "O.D(overdraft) letter on fix deposit" not LOAN against O.D..... and once u get visa... break that fix deposit..... simple.... and yes, make a fix deposit in nationalize bank.....n get an O.D letter of nationalize bank...