So I have a bank account with funds from my employer in my country as salaries deposited however those funds are very inadequate to show proof of funds. However my parents have a local bank account with approx. 19000 cad (in local currency but can be converted). Please note that this account is a joint account between my two parents. I don't actually have the money and I cant take a loan because we dont have the collateral. How do I proceed? Btw my course is 16000 CAD. I understand I still need at least 10000 CAD to show I can support myself and also i need money for residence fees