How can we apply the credit card.

[VILLAGEHUA]

Is live in caregiver can apply a credit card in Canada?

 

[job_seeker]

Apply through your bank.

Is live in caregiver can apply a credit card in Canada?

 

[rubyalabar]

Most banks have a program for newcomers to canada. My husband applied for credit card with scotiabank but since was a temporary foreign worker back then, they required him to have a security deposit first $1,200 for a credit limit of $1,000.

 

[job_seeker]

I tried to apply for a secured credit card but the teller advised me against it so I applied for a "pre paid" credit card, just so I can start establishing a credit record, but the teller said might as well apply for a regular credit card too which I did. I got both, thru my bank. Your husband has a secured credit card, so his money sleeps in the bank as a "collateral" for his purchases using his credit card.

Most banks have a program for newcomers to canada. My husband applied for credit card with scotiabank but since was a temporary foreign worker back then, they required him to have a security deposit first $1,200 for a credit limit of $1,000.

 

[rubyalabar]

It's a good thing that we are PR now, he had that condition removed today.

I tried to apply for a secured credit card but the teller advised me against it so I applied for a "pre paid" credit card, just so I can start establishing a credit record, but the teller said might as well apply for a regular credit card too which I did. I got both, thru my bank. Your husband has a secured credit card, so his money sleeps in the bank as a "collateral" for his purchases using his credit card.

 

[job_seeker]

Congratulations!!!! Are you and your family here now? Calls for a celebration

It's a good thing that we are PR now, he had that condition removed today.

 

[rubyalabar]

Thank you job_seeker! Yes, my daughter and I joined my husband here in regina, sk last feb.4. Shocked with how cold it is but at least the whole family is together now.

Congratulations!!!! Are you and your family here now? Calls for a celebration

 

[VILLAGEHUA]

Thank you Job_Seeker, I asked TD but they said I need the security number then can apply their credit card. I need build my bank credit!

 

[job_seeker]

You can start with a $500.00 secured credit card. You Deposit $500.00 and that`s your credit limit. Try RBC or BMO. You can also try capital one. Capital One I think is $75.00. Just so you can start building a credit record.

Thank you Job_Seeker, I asked TD but they said I need the security number then can apply their credit card. I need build my bank credit!