Hi
1. Actually there is a loan program to return to Canada, whether the OP is eligible or not is a different question.
COVID-19: Financial help if you are outside Canada
You should
avoid non-essential travel outside Canada until further notice. You are responsible for your personal travel decisions. If you are already outside Canada, think about returning as soon as possible and find out what commercial travel options are still available to you. There are fewer remaining options and you may experience a sudden hike in prices.
You should attempt to use your own financial means to arrange your return to Canada. For Canadians who have no available source of funds to return home, Canada has announced the creation of the COVID-19 Emergency Loan Program for Canadians Abroad.
Canadians, and, in exceptional circumstances, Canadian permanent residents, outside the country who are directly impacted by COVID-19 will be able to apply for an emergency repayable loan to facilitate their return to Canada and to cover basic essential needs while they work towards their return. Each application will be assessed according to their specific situation and needs.
This emergency assistance is a repayable loan.