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Health insurance for newcomers

RockyStar1985

Full Member
Apr 20, 2017
47
6
Hi all,

Hope everyone is doing good.

We are moving to Toronto in October on PR with our newborn son who is Irish citizen but he does not have Canadian PR (he will be traveling on ETA). I understand OHIP waiting period for PR card holders has been waived off because of COVID19. We will be sponsoring him once we are in Canada so he won't be getting OHIP immediately. Can someone suggest a good health insurance plan for him and if you have personal experience in using this policy?

Regards.
 

canuck78

VIP Member
Jun 18, 2017
52,969
12,771
Hi all,

Hope everyone is doing good.

We are moving to Toronto in October on PR with our newborn son who is Irish citizen but he does not have Canadian PR (he will be traveling on ETA). I understand OHIP waiting period for PR card holders has been waived off because of COVID19. We will be sponsoring him once we are in Canada so he won't be getting OHIP immediately. Can someone suggest a good health insurance plan for him and if you have personal experience in using this policy?

Regards.
Policies are listed online they are just regular travel medicine policies that just covers emergencies. An example would be Manulife. Your child will only qualify for OHIP once he gets PR. The 3 month wait time may have returned by then. Sponosring a child was taking 5-11 months but it could take longer due to large backlogs in the system.
 

RockyStar1985

Full Member
Apr 20, 2017
47
6
Hi folks,

I am planning to buy a health insurance from Cigna global for my baby as he is on a visitor visa with PR holder parents. Any feedback good or bad for this company?
 

canuck78

VIP Member
Jun 18, 2017
52,969
12,771
Hi folks,

I am planning to buy a health insurance from Cigna global for my baby as he is on a visitor visa with PR holder parents. Any feedback good or bad for this company?
It is a well known company. Most only get emergency coverage and pay for routine care. You can do some calculations and see whether it makes sense to have full coverage and pay for routine care.
 

Monica_R

Newbie
Sep 16, 2020
3
0
Health is wealth; it is a common saying. When we maintain our health, we can get over any diseases and live a beautiful and robust life forever. We are giving protection to all the things in and around us by taking insurance, but we do not consider or give shelter to our lives. By protecting our life by taking insurance, we can reduce the expenses of treatment and get a better healthy life and live without fear. So all should carry health insurance as fast as possible