Got a refusal, would like some of your ideas!

[Marina23]

The short answer is no. It should stay for at least 4 months but the recommended is 6 months and above. also your program choice is questionable even though VO didn't mention it.
1.Wait for GCSM notes and then apply.
2.focus on your next SOP and explain every detail.
3. apply after June so that your bank statement won't show 80000
4. make sure you have a healthy/realistic bank transaction until then

Is it a good strategy if i apply through SDS this time and use the money to buy GIC ?

 

[Marina23]

The short answer is no. It should stay for at least 4 months but the recommended is 6 months and above. also your program choice is questionable even though VO didn't mention it.
1.Wait for GCSM notes and then apply.
2.focus on your next SOP and explain every detail.
3. apply after June so that your bank statement won't show 80000
4. make sure you have a healthy/realistic bank transaction until then

By the way, your advice is really really helpful to me! thanks!

 

[canuck78]

yes, the money has been transferred from my mother's account to mine in Dec, 2020

You will need to explain how you now have 80K more in your account.

 

[Marina23]

You will need to explain how you now have 80K more in your account.

Thanks for your response!
I have a sponsorship letter from her, and don't know it is acceptable