hello . iam from india . My agent has applied for GIC refund . but he has given his account details and after many days i came to know that he has given his account details . now i have talked with there bank they said we have rejected this payment and sended back to scotiabank . today i have talked with scotiabank and they said we did not get your funds back till date . the bank has sended the funds on 16 october . so please help me .