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Get an insurance for a neonatal

Davidleo80

Newbie
Jul 29, 2022
5
0
Hi, I need some information. My wife is an international student, she has a private health insurance that covers the expenses of the delivery and it says it covers neonatal care for up to 40 days. Now in Quebec, international student's children are elligible for RAMQ. However it is not inmediate, so I was wondering where I can get a health insurance for the new born. I read in my wife's health insurance that it is recommendable to get a health insurance for the baby before he is born. But, I have not been able to find one, cause any of them requires that the insured people is at least 18 years old. I need help in this issue. Thanks for your help
 
 

nickgrizzly

Star Member
May 16, 2022
126
76
BC
Category........
PNP
If you have the baby here, he's Canadian by right regardless of the immigration status of your partner.

He'll have access to healthcare right away, like any other Canadian citizen.

See the info below from RAMQ website:

Registering a child born in Québec
If you or the other parent are already registered with the plan as residents or temporary residents of Québec, you don't have to register your child if he or she is born in Québec. All you need to do is register your child with the Directeur de l’état civil, using the form obtained from the hospital or given to you by the midwife. The information needed for registering your child with the Health Insurance Plan and, where applicable, for the Public Prescription Drug Insurance Plan will be sent to RAMQ automatically. Thereafter, RAMQ will assess your child’s eligibility.

If you or the other parent are not eligible for or registered with the Health Insurance Plan at the time RAMQ receives the information from the Directeur de l’état civil to register your child, we will send you a letter asking you to contact us to assess your child's eligibility.

If your child is eligible, you will need to provide documents confirming you and your child's presence in Québec to complete registration for health insurance.
 

canuck78

VIP Member
Jun 18, 2017
45,760
10,879
Hi, I need some information. My wife is an international student, she has a private health insurance that covers the expenses of the delivery and it says it covers neonatal care for up to 40 days. Now in Quebec, international student's children are elligible for RAMQ. However it is not inmediate, so I was wondering where I can get a health insurance for the new born. I read in my wife's health insurance that it is recommendable to get a health insurance for the baby before he is born. But, I have not been able to find one, cause any of them requires that the insured people is at least 18 years old. I need help in this issue. Thanks for your help
Was your wife pregnant before starting school? That usually means that she won’t have coverage.
 

Davidleo80

Newbie
Jul 29, 2022
5
0
If you have the baby here, he's Canadian by right regardless of the immigration status of your partner.

He'll have access to healthcare right away, like any other Canadian citizen.

See the info below from RAMQ website:

Registering a child born in Québec
If you or the other parent are already registered with the plan as residents or temporary residents of Québec, you don't have to register your child if he or she is born in Québec. All you need to do is register your child with the Directeur de l’état civil, using the form obtained from the hospital or given to you by the midwife. The information needed for registering your child with the Health Insurance Plan and, where applicable, for the Public Prescription Drug Insurance Plan will be sent to RAMQ automatically. Thereafter, RAMQ will assess your child’s eligibility.

If you or the other parent are not eligible for or registered with the Health Insurance Plan at the time RAMQ receives the information from the Directeur de l’état civil to register your child, we will send you a letter asking you to contact us to assess your child's eligibility.

If your child is eligible, you will need to provide documents confirming you and your child's presence in Québec to complete registration for health insurance.
I forgot to mention that both my wife and I are international students, not only her.
 
 

nickgrizzly

Star Member
May 16, 2022
126
76
BC
Category........
PNP
I forgot to mention that both my wife and I are international students, not only her.
Your child will be a citizen regardless the immigration status of both parents. If any of you are registered with the Health insurance plan then you don't have to do anything, the child will be automatically registered.
 

Davidleo80

Newbie
Jul 29, 2022
5
0
Your child will be a citizen regardless the immigration status of both parents. If any of you are registered with the Health insurance plan then you don't have to do anything, the child will be automatically registered.
Sorry for keep asking, it is just that I want to be sure, my wife and I only have private insurances, we do not have the RAMQ, because we are not elligible. does it still works?
 

YVR123

VIP Member
Jul 27, 2017
4,903
1,776
Sorry for keep asking, it is just that I want to be sure, my wife and I only have private insurances, we do not have the RAMQ, because we are not elligible. does it still works?
It depends on the private insurances' policy and fine prints. So she get pregnant after the insurnace been purchased and actively covered?
The child if born in Canada will be covered regardless.
 

nickgrizzly

Star Member
May 16, 2022
126
76
BC
Category........
PNP
Sorry for keep asking, it is just that I want to be sure, my wife and I only have private insurances, we do not have the RAMQ, because we are not elligible. does it still works?
Child will be covered. Contact your wife's insurance company and ask them directly about the coverage, it usually only overs if she wasn't pregnant when she got the insurance in the first place.