We found Canadian credit cards averagely offer very inferior rewards than U.S. ones: I.e., Amex blue cash in the U.S. offer 3% on grocery while the Canadian version offers 1.25%. While in the U.S., 2% is the minimum reward percentage for a moderately savvy consumer, 1% seems to be the counterpart for Canada. For new settlers, we suggest retaining all the good U.S. credit cards without foreign transaction fees. We do not claim the list below to be exclusive. Readers can build upon the information listed below to form their own personal list. Discover: Discover cashback credit cards 5% calendar is very attractive. All Discover cards charge no Foreign Transaction Fees Chase: No Foreign Transaction Fees Chase sapphire preferred or reversed This card is especially useful for primary coverage on rental cars Chase Amazon credit cards For wholefood and Amazon lovers. They are both versions for non-prime members and prime members. Chase Hyatt For free nights of Hyatt Paypal cashback credit cards: Synchrony 2% cashback master credit cards. A master credit card would be very useful if you are a Costco member because Canadian Costco warehouses only take master credit cards. Nordstrom: Nordstrom credit card if you like Nordstrom in Canada. No Foreign Transaction Fees Barclay Uber: 4% back on restaurants, takeout, and bars, including UberEATS 3% back on airfare, hotels, and vacation home rentals 2% back on online purchases including Uber, online shopping, and video and music streaming services* 1% back on all other purchases Up to a $50 credit for online subscriptions services after you spend $5,000 on your card per year Up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card No foreign transaction fees when you make purchases outside the U.S. Apple credit card: 3% cashback on Apple purchases and services (including the app store, Apple Music payments, etc.) 3% cashback on Uber and UberEATS when using Apple Pay 2% cashback on all Apple Pay purchases 1% cashback when using the physical card No foreign transaction fees By using apple pay, you can turn this into a 2% reward card. For U.S. institutions, changing the current address to a Canadian one is not an issue. However, you may have to call in to change the address. The key is to apply and obtain all credit cards before your relocation. Once you move, you won't be eligible for most if not all credit cards such as the apple credit card.