credit history?

[wyho007]

As landed immigrant, I know I can get a secured credit card or even an unsecured credit credit card to build my credit history. When paying timely and in full, how long of a history is good enough to apply (and get approved) for a credit card in which credit report will need to be checked against?

 

[Tri-Cities]

It depends on the Bank and on your personal income etc.

RBC seems to (from what I experienced and heard) issue a cc after (+/-) 6 month. Depending on your income (and I wouldn't lie because a Bank can check on you if they believe you've given accurate information!) you won't even need to get a secured one.

Good luck!

 

[wyho007]

It depends on the Bank and on your personal income etc.

RBC seems to (from what I experienced and heard) issue a cc after (+/-) 6 month. Depending on your income (and I wouldn't lie because a Bank can check on you if they believe you've given accurate information!) you won't even need to get a secured one.

Good luck!

It's the Costco capital one credit card that I want to get with good benefits on travel and car rentals. Does one get credit score deducted if refused by credit card applications?