Hi guys I am in a tricky situation need your help.
I left UAE 3 months back but I still have my 0 balance salary account open, no loans and 3 pending credit debts. The total card debts should be around 14000 CAD (same as my POF requirement) but this is inflated the actual amount should be 30-40% less. I have not taken any cash loans from cards but this debt has been collecting up for years!. I am negotiating with the banks on payment plans on phone but I don't intend to pay these debts anytime soon.
I am in India right now and it can be very painful to arrange any letters from these bank/ card companies in UAE.
My questions are:
Desperately need guidance.
@legalfalcon Please help if you find time.
I left UAE 3 months back but I still have my 0 balance salary account open, no loans and 3 pending credit debts. The total card debts should be around 14000 CAD (same as my POF requirement) but this is inflated the actual amount should be 30-40% less. I have not taken any cash loans from cards but this debt has been collecting up for years!. I am negotiating with the banks on payment plans on phone but I don't intend to pay these debts anytime soon.
I am in India right now and it can be very painful to arrange any letters from these bank/ card companies in UAE.
My questions are:
- Do I need bank better or statement for my dormant account in UAE ?
- I don't have any loan, will I need a letter to prove this ?
- Do I have to show all of my credit card debts from 3 banks and if yes, how do I show it - credit card e-statements or bank letter or just numbers?
- I am arranging my POF from a very different sources but can CIC confuse credit card debts as the source since the total amounts are almost similar ?
- What can be the risks if I choose not to show any of my account information pertaining to UAE ?
- Can they reject my application on the grounds that I have too much debt ?
Desperately need guidance.
@legalfalcon Please help if you find time.
Last edited:
