I have the required income to sponsor my parents. I thought employment insurance (EI) was income but later read on the CIC website that EI is not considered as income. I just wanted to add my husband as a co-signer incase if down the road i donot have enough income. So my question is, can i include him as a co-signer in the application with no income. Or he can be inclulded afterward after the application has been submitted if i donot have enough income.