I am currently in the process of applying for a study permit through the IRCC portal from Ghana. I have completed all the necessary forms and documentation required for the application. However, I am encountering an issue when attempting to pay the application fee. Despite trying with multiple cards, the payment continues to decline. I have already contacted my bank, and they have assured me that there are no issues with my account or cards that would prevent the transaction from going through. Can anybody help out???