Hy Sandhuboy... its only after reading here tht I cud conclude tht people did some mistakes .. I do agree scotiabank did have loopholes in the beginning with all this.. i hav mentioned tht earlier as well.. 
anyhw... I hav signed each and every page that is to go... 
 :

 the passport pages.. but they are two not one... and signed separately of course..
 :

 the LOA ... all three pages with signatures on every page
 :

 the application form ... two pages one of them is already signed and the other has also been signed...
*
 all signatures at the bottom of the page...
I hope I haven't done anything wrong ... pls lemme know if I have missd out smthng or overdone that may not be gud for my applicn....
thnx n regards....