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I don't know what level of experience your mortgage agent had, but he/she was certainly didn't know too much about mortgage products and how to present it to get the best possible package for you. Getting the mortgage agent license is not difficult at all and so many new agents complete their...

Hi 21singh, Sorry to hear your about negative experience with mortgage professionals, but I have to set straight some facts about mortgage brokers/agents: 1. A good broker/agent will always shop around between many lenders to get the best possible conditions for their client (rate and OTHER...

Hi Suemon, This is the common approach practised by landlords when evaluating a potential tenant. Naturally the landlord tries to minimize the risk of non-payment by their tenant. One approach to mitigate that risk is to offer paying 6-12 months of rent in advance. The landlord cannot require...

Hi Newcanuck1234, you could qualify for a mortgage loan up to 65% of the purchase price, under certain circumstances through a non-resident mortgage product offered by some banks.

That's true, you are NOT subject to NRST if you are a Canadian citizen even though you live overseas. And if you purchase a property even before your wife becomes a PR (with both your names on title), you are still exempt from NRST.