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Your tone is very insensitive. In my case, I was not guided properly. I was told that a joint account can work. These things happen to genuine people. I guess you may not be human so you dont make mistakes.

If I do a transfer of the money to my account now, will that work and I create a profile again?

My PR application was refused after 5 months of waiting. I am so distraught. The refusal letter stated that I do not have sufficient funds. However, this is not the case. I sent in all my bank statements and the one with the most money is a joint account with family members. I feel like that one...