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If I'm not wrong, newly arrived caregivers are not eligible for OHIP, so how much is an average health insurance for a caregiver with family of 4 (2 kids)?

I want to hire my sister-in-law to take care of my baby daughter full-time and my son after school (5 months and 6 years), next year (after my Mat Leave). She and I (employee and employer) meet all requirements to apply for the new pilot. However, I've been told our application won't be approved...