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  1. dphotawala

    Buying a home in Canada with US credit rating

    The deal is closed when the title is transferred; until then, its merely a reserved item. Meaning, I (the seller) or my stuff do not have to move out. FYI, the house will be on market starting next week and therefore I am being proactive with my moving/renting options.
  2. dphotawala

    Buying a home in Canada with US credit rating

    As of now, I haven't declared any of my items as I am not sure if I will be bringing them or not. FYI, I always have a choice to amend that document. BTW, relocubes won't work for me - They are too small for the amount of items I have.
  3. dphotawala

    Buying a home in Canada with US credit rating

    $400/month is a bit stretch for me. Is there no other cheaper option?
  4. dphotawala

    Retaining US phone number in Canada

    For now, I transferred my number over to Ting for $15/month and left the phone with my friend. My friend would let me know if any text is received on my number. As far as calls go, I then forwarded the calls to my "TextNow" app number; meaning, I get all the calls through internet on my...
  5. dphotawala

    Buying a home in Canada with US credit rating

    did you figure out the storage part of your concern? this one topic is hindering own my head for last several months. I have a huge house in US that will be sold soon; not sure how and where to get all those stuff stored for now.
  6. dphotawala

    2 year PR requirement not fulfilled?

    Can you please provide details on how the citizenship process works once the 1095 days (3 years) criteria is fulfilled? For eg: number of days and steps involved between start to finish (most importantly, the timeline involved in the process) BTW, are days spent in Canada during visitor visa...
  7. dphotawala

    2 year PR requirement not fulfilled?

    Yup, one of my friend told me the same. A lot of the changes are politically motivated. However, what's the current norm (on the 4 points)? Just trying to understand how things work under the current law.
  8. dphotawala

    2 year PR requirement not fulfilled?

    What makes you think I am claiming two different primary address? Also, on what grounds are you basing all other assumption? First of all, the reason for my questions are my wife - She resides in United States while I moved to Canada. Secondly, neither do I intend, nor am I engaged in any fraud...
  9. dphotawala

    2 year PR requirement not fulfilled?

    @canuck78 @APPNOV2014NY @steaky @YVR123 @tobs @EE456 Hi members, would any of you know the answers to the above questions?
  10. dphotawala

    2 year PR requirement not fulfilled?

    For Question #2: a. Is there any exception in case you messed up? Meaning, would the govt give you additional time to meet the requirement? b. If stripped off from PR status, do an individual have to go through the entire process again in future? For Question #3: a. I agree with excel part for...
  11. dphotawala

    How does health insurance work in Canada?

    I think you are mixing two different things. Tax is individual's contribution that enables elective members to govern and prosper the country; where-else OHIP (medical) is an additional facility that we receive from govt. FYI, not all countries provide this facility to their people. Therefore...
  12. dphotawala

    2 year PR requirement not fulfilled?

    Can someone please help me with my below questions: 1. When does the 2 year PR residency requirement start? Is it after I receive PR approval or is it after the first landing? 2. What happens if I am stay outside the country for 3 1/2 half and then decide to settle in Canada? **Post-Landing**...
  13. dphotawala

    How does health insurance work in Canada?

    Given that I am not a US citizen and that I would be working as an independent contractor, I wouldn't need to pay any employment tax (such as FICA in US) to CRA. As far as federal and provisional income tax goes, that would be part of my year-end filing. In both case, why does a entity need to...
  14. dphotawala

    How does health insurance work in Canada?

    Trust me, I have all my ducks in row when it comes to my H1-B. My employer already has an immigration lawyer that they consult with every now and then. This should take care of all immigration policies for United States. As far as Canada goes, I have never heard about a restriction regarding...
  15. dphotawala

    How does health insurance work in Canada?

    I don't intent to hide any income from CRA. So as long as I reveal my foreign income and pay appropriate tax, I don't see why I should be worried. BTW, I do agreed with you on the GC process. That said, I am not planning to find a faster route to USA through Canadian citizenship. I am not sure...
  16. dphotawala

    How does health insurance work in Canada?

    I will be living in Toronto 24*7 for years to come. For argument sake, let's say that I am going to be living there without any employment. Given this situation, can I get OHIP after I complete my landing or do I need to wait 6 month to apply for one?
  17. dphotawala

    How does health insurance work in Canada?

    Most likely, I will be working on a remote consulting job - Kinda offshore contractor. And my clients won't be from Canada.
  18. dphotawala

    How does health insurance work in Canada?

    Does American insurance work in Canada? Just curious.. Do you have any insurance provider that you would suggest. I am a 29 year old male with no major medical history.
  19. dphotawala

    How does health insurance work in Canada?

    Assuming I am NOT working for any employer and that I live in Toronto area, what are my options as a first time PR applicant? I would love to know about both, healthcare provided by Canadian govt, plus the additional medical insurance needed to cover for missing items (dental, vision...
  20. dphotawala

    How does health insurance work in Canada?

    Hi, Could someone please explain how health insurance works in Canada? Last I heard was that Canadian govt provides health insurance for free. However, some random person recently told me that it's not true. FYI, I would like to know the input free of employer provided insurance; meaning, where...