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  1. Zia Rizvi Realtor

    New Immigrant - Buying with no loan.

    Hi Ctr, Sorry for late reply. Highly unlikely. In this scenario, only good option is 35% dp. But keep all your current and past pay stubs and employment letter with you. This will help you even in 35% dp. Hope this will be helpful. Feel free to contact.
  2. Zia Rizvi Realtor

    New Immigrant - Buying with no loan.

    Hi Ctr, There is no problem at all. I had meeting today with RBC for my client and the good thing is, the bank is actively promoting 35% dp mortgage product. Just make sure additional you can show one year PI in Bank account. Hope this will help.
  3. Zia Rizvi Realtor

    Can We Rent a home Without Citizenship?

    Hi YorkiesWorld, You can buy the property in Canada even if you are not a citizen, but wherever foreign buyer tax is implemented like for example, If you are buying in Vancouver or in Toronto, and you don't have PR card, then you have to pay foreign buyer tax on the property.
  4. Zia Rizvi Realtor

    New Immigrant - Buying with no loan.

    Hi CSHA, As a new immigrant you can get mortgage easily under new Immigrant programs by certain banks. Mostly, Banks requires you to put 35% Downpayment and then you can get mortgage without credit history and without job. I have arranged mortgage from major banks, for my clients who arrived...
  5. Zia Rizvi Realtor

    References and Proof of Income when Renting for First Time

    If you are new immigrant and don't have Credit History for Renting a house, take help of your Family or Friend and ask them to sign as Guarantor.
  6. Zia Rizvi Realtor

    References and Proof of Income when Renting for First Time

    Hi hartfan, Please explain your situation to your landlord, tell him that you are a new landed immigrant, you have applied for jobs and waiting for responses and hopefully you will get job soon, tell him that you can provide the Bank Statement for satisfaction. If you have someone, friend or...