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Here are some most commonly used acronyms in Express Entry : CIC – Citizenship and Immigration Canada (on some pages the name CIC has been updated to IRCC) IRCC : Immigration, Refugees and Citizenship Canada AOR – Acknowledgement of Receipt : Initial confirmation from CIC that they have...

Hi All, I got a certificate of balance from Citibank(received funds through gift deed), but they refused to mention "these funds are fully free of any liens, debts and/or encumbrances and are maintained and available for immediate transfer as of DATE". What they have mentioned is "as of 15...

I am planning to disclose my home loan, as it is anyways a secured loan. But what all documents need to be submitted with LOE for the same? Can someone with idea about this please help me. I'm from India. I have bank provided sanction letter and it's a savings linked home loan account, so...

Hi All, The account in which I'm showing funds(gift deed) as PoF has transactions stating payment for credit cards (AmEx, HSBC etc). I have to show past 6 months statements as this is where my salary gets deposited. Will CIC ask me about these if I do not declare these cards voluntarily? I do...

Hi All, Is it recommended to get the funds received as gift FD'd??? does anybody thinks it brings more genuineness for VO? Thanks.

Thanks, suzipats.

Hi All, I have a similar question. I have a Salary account and I have been gifted money by my uncle into that account (along with gift deed and all). I have a housing loan with another bank, where I usually transfer the amount from the salary account. Should I declare this housing loan, as my...

Thanks, zagcollins.

Hi All, Can someone please let me know if a gift deed from an uncle is acceptable to IRCC? Does it causes any issues? PoF is the only document left that I need to upload for e-APR. Will appreciate a quick response. Thanks.