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Ya but after you get visa it do not matter much . In the end that is what we all want :) .

Either Scotia bank or the intermediate bank has your money .

Yes they deduct some money as the intermediate bank in canada charges some fee to transfer money to Scotia bank (15 dollar) and to india after rejection (50 dollar). I also got about 75 dollar less.

You will buy after reaching toronto ? Next day flight is not cheap to buy . You will be paying double the price .

There is no law which can stop you from doing this . It all depends on the officer . he may ask you what is your plan like what you are going to do in Toronto . It is advised to book the next flight .

I cant say . Do you have Swift copy ?

There is no problem in landing in Toronto . Book your ticket to Calgary and if officer ask you just show your tickets .

My gic was rejected on 8 march , received money on 14 . Transferred again on 15 and got gic on 20

Under new rules , you will not get visa with 5.5 and one semester fee . College acceptance has nothing to do with it . Either you need to give IELTS again and get 6 bands in each or apply under general category but chances of visa are extremely low with 5.5 .

You will need to fill the forms again so, do check all the details and ask bank to provide swift copy .

I did not change the currency and sent the money again as the bank may use less currency rate while converting dollars to rupees .

Same happened with me . You need to contact the manager and ask them where your money . In my case , my bank got money in 4 working days . They told me that my money is at head office in Canadian dollars . I was given choice either to get them converted to indian rupee to deposit in my account...

I guess yours studies will start in sept . Just dont go too early .

No . Transit visa is not required .

You have to submit passport if you are applying offline . But if you apply online , then you dont need to submit passport until a dicision is taken by embassy

Not red river but university of Winnipeg fall intake

No . You should not go there 5 months early . Recently a student was denied entry because of this and was asked to return in july .

But as you said you will be doing undergraduate , you will not have enough points to apply under express entry

If you have already has applied in express entry on work experience or if get married .

If you are going to apply for pr on the basis of your study then its only possible after completing the courses whether it is of 2 year or 4 year . You cant apply before that . But if you get pr through other way. Then you will get all the benefits .