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I don't have any credit cards or any other debts with my bank; but my bank adamantly refuses to put that fact on the POF. The POF currently just lists the account balance (with 6 months average and everything else needed), does not say anything about debt at all. While technically the POF does...

the instruction for the employment record submission in e-APR says "You must create a separate file for each period of employment." does it mean that I cannot have the same letter from the same employer listing all the periods together (i.e. submitting identical letter for all the slots), but I...

so we're required to have the "average balance for the past six months" in the POF. Does that mean average monthly balance for each month, and not the average throughout the six months (which would produce one number for six months)? or do I need both? Also, does the average throughout the six...

I need to translate the PCC (from Germany). I'm wondering for the translation, if everything can be done over email (send the scanned original to the certified translator over email, and they send me back the certified translation over email) or do I need to get the paper copy by mail for some...

Address history section tells us to leave no gaps. But what if there are periods in life actually without any addresses? For example, let's say I was living in the US and moved to Germany, but traveled around Britain and France for a month before settling in Germany. While I was traveling in...

I got the ECA done just for my Masters' (from the US). Do I need to list my BA degree on the EE profile as well (for which I don't have the ECA), or do I need to produce an ECA for everything I list for the educational history section? Thanks!