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I also rented an Airbnb when I first came here last year. It's still much higher than if you have a lease.

Actually, if you intend to rent from rental companies, they only require a proof of funds from your bank. This is what I was told all the time as I was checking apartment units. There was also a time when a residence manager asked for a guarantor so he could approve an application. A guarantor...

In which city are you planning to settle? In Toronto: For newcomers, credit is not required. If you will rent from property companies, most of them will require a show of funds (i.e. bank statement showing you have enough funds to pay a year's lease). If you intend to rent from individual...