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Thanks a lot for the reply!!

Hi Guys Can you please advice what is to be done? When I called customer service they confirmed that my application was mailed out on Tuesday, 9th June. It has been 4 working days and yet haven't received the packet. I had given a friends address in the U.S. He stays in Cleveland which is...

Hi Members Can someone please indicate what is the difference between "opening packets" and "processing"? Also what is the significance of each of these? Like is the credit card charged the day the packets are opened and the actual check carried out on the day of processing? Thanks Karan