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Yea i pay $1 for each Interac transfer. I think the marginally higher interest rates on the chequing account for Tangerine make up for Interac transfer fee. Plus, they offered a $100 bonus on pre-authorized payments, so went with them.

Able to open a Tangerine account right away..

I applied for a credit card the day after i landed and they mailed it to my address within a week.

Hi spyfy - i beg to differ on this. I didn't have to deposit anything to get the $2000 credit limit. I didnt have a job oor credit history when i applied for a credit card. At Scotiabank, they said i couldve got higher credit limit if i had income but for $2000 credit limit i did not put in any...

Think that's the best way - i do the same with Scotiabank and Tangerine. Am maintaining minimum balance in Scotiabank chequing account and using Tagerine's free account for regular transactions. Shopped around a bit for credit card, found Scotiabank offered the highest credit limit, so went with...

I don't have annual income currently, so they offered me $2000 credit limit. But i do know of someone who landed a couple of weeks back and got a $3000 with Scotiabank.

I have an account with TD and Scotiabank and both are quite good. TD offers a bank account that is free for the first 6 months while Scotiabank offers free bank account as long as you maintain a min. balance. The good thing with Scotiabank is the higher credit limit on credit cards for PRs with...

I got a credit card with TD and Scotiabank. TD offered $1000 credit limit, while Scotiabank offered $2000 for me. I had no credit history in canada or income when i landed 6 months back.

I applied for a credit card with both TD and Scotiabank. Got the credit within a week with both. Scotia offered more credit though for newcomers with no income and credit history. :)

i dont think you can open an account with these banks before you land. However, you can open an account with RBC and TD via phone, and with Scotiabank and National bank via their online application. I am banking with both TD and Scotiabank and have found Scotiabank to be marginally better...

Hi geeco, I did the same. Opened an account with bank of Nova Scotia before I landed in Canada and wire transferred funds. They allow pre-arrival online account opening from 16 countries. I used the confirmation of funds transfer as proof of funds when i arrived in Canada. The process is simple...