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I have an account in ICICI bank in India and my wife has it an another indian bank. Major part of our bank balance is in the form of Fixed deposits. Together in our accounts, the amount would be enough for the minimum limit set by the CHC. I want to know if 1) ICICI bank account would be...

I along with my family will be landing in toronto in the next week at about midnight. I am worried about the place to stay in the first few days as i dont have any relative there and moreover dont have the luxury of spending on hotel bills. Is there a way out or do i need to pay for the...