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  1. Z

    Wanted short-term /permanent accommodation near Centennial College Scarborough T

    http://toronto.kijiji.ca/f-real-estate-short-term-rentals-W0QQCatIdZ42 http://toronto.kijiji.ca/f-real-estate-room-rental-roommates-W0QQCatIdZ36 http://toronto.en.craigslist.ca/apa/
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    Letter of Employment for Apartment Rent

    You may also be required to produce a credit report also here in Toronto to prove your credit history. It is difficult to remove a tenant here in Toronto so you need to prove that you can pay the rent. Landlords do not want to take a risk. Another tenant will be along shortly that does have a...
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    What to put on your list of things to bring

    When planning your move over to your new life there is always the list that you make of ‘things that I need to bring’. The real pain the rear is when you get here and you are asked for something that you could have easily added to the list but now is a real pain to get. What is on your list...
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    Bad Neighborhoods in Toronto

    There are plenty of guides to help with Toronto neighbourhoods and also check with the Police. They can be an asset if you do not know an area well. 8)
  5. Z

    Canada Goose Jacket

    Have one, had it four years and still great. Highly recommended. I need to take the dog out three times a day and life before jacket was terrible 8)
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    Job Hunt - guidance sought

    Hi You might also want to change your CV to a resume? Boles book is very useful to get you started. It is a little American but the principles are good and it does work well http://www.amazon.co.uk/What-Color-Your-Parachute-2012/dp/1607740109/ref=sr_1_1?ie=UTF8&qid=1321309120&sr=8-1 Hope...
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    Housing in Vancouver

    For the budget that you have it might be that you are renting a room in a private house. Here is a good site to help you out;- http://www.rentbc.com/vancouver-apartments.html Goodluck
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    Can I get a morgage w/ no job?

    Congratulations you are on the path of your dreams. ;D I did the same 17 years ago (cannot believe that it has been that long) and never looked back. It was hard at first but you will soon find your place.
  9. Z

    short term and long term staying

    You might find it useful to get in touch with SFU student services as they may have some local contacts to help you 8)
  10. Z

    Can I get a morgage w/ no job?

    When dealing with one bank they have a few products that they have to offer and they will vary by rate, term and the privileges that the mortgage offers. When you deal with a broker, they are looking across many financial institutions offerings and trying to find the best fit for what it is...
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    Can I get a morgage w/ no job?

    Maintenance fees can be an issue. Here in Canada as a generalization they start out low. In some instances very low to entice people to buy the places. Over time the fees increase to keep up with the rising maintenance burden as the building gets older and contribute to the reserve funds of...
  12. Z

    Can I get a morgage w/ no job?

    Hi Steaky, I am a Realtor in Toronto. My office is in Mississauga on the border of Toronto. There are all sorts of stories that fly around on a regular basis and some might be based on fact but I really do not know. I am guessing that you would have to be a part of this kind of transaction...
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    Can I get a morgage w/ no job?

    This is not helpful at all.
  14. Z

    Can I get a morgage w/ no job?

    ? I do not think that it is complicated Annabel, you just need to get in touch with a money bag...ie the bank or mortgage broker, who can process you and let you know what you are approved for. Once you have your pre-approval which generally takes about 24hours at most you will be able to...
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    Can I get a morgage w/ no job?

    This post is really inaccurate and misleading. I am not sure of mrbeachman’s motivations. Banks have ‘New to Canada’ mortgage products. It is a contradiction to demand historical data of finance, Canadian tax and employment in Canada for a “newcomer to Canada” product don’t you think?. All...
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    Can I get a morgage w/ no job?

    I think that Annabel's bf is here in Canada working which is probably how they are anticipating covering the mortgage payment in the months before gaining employment here in Canada. Roughly a $150k mortgage (5yr term, 25 yr ammortization) would be in the ballpark of $750 per month.
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    Can I get a morgage w/ no job?

    Re: Can I get a mortgage w/ no job? Another company that are good in the Toronto area is Dominion Lending http://www.dominionlending.ca/ I have always found them to be reliable. Goodluck Roy Realtor Sutton Group - Elite Realty Inc.
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    Prices of renting

    I am with you there it is never too early to start planning and information gathering. This is a real generalization with a few comments thrown in for good measure. In Toronto I think that I would be looking to spend around min $2,200+ per month to get into a small 2 bed townhouse. I think...
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    Prices of renting

    It varies enormously depending on the size, amenities, location and condition as with most real estate. Do you know how many bedrooms you need? Do you have a job lined up that you need to be in commuting distance from? Children? Pets? If you can give me more to go on then it would be...
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    Am I eligiable to get mortgage for buying a house in Toronto?

    Hi, It really depends on how long you have been in Canada. Because you are looking for a mortgage which is considered to be non-conventional (less then 20% down) you will need mortgage insurance. There are two companies in Canada that provide mortgage insurance CMHC and Genworth Financial...