You will be considered on your own merits. Your husband has nothing to do with that. It only triggers red flags. As he is your only strong tie to return and he is coming with you.
Do you have any property?
So the visa is only for you?
If so, your husband's documents are not required.
10k, is it on your personal account? And can be a very close call.
Investment account is not proof of funds.
It can be some tie. Get some proof of academic leave, attach a proof of enrolment, paid tuition fees. Just mentioning that you are a student is not enough.