Doubt Regarding GIC and Study Permit.

[Lone_Beast]

Hi Guys,

I'm planning to do a graduation eight months graduate certificate program from a college in Toronto and I'm going to take an education loan so do I need to take GIC too? What if I planned to return back to India after completing course how am I going to get the rest of the amount?

My other doubt is How to apply for a study permit? Do I have to apply it online or through vfs global or I will receive it through immigration when I reach Canada?

 

[selvakk]

Hi Guys,

I'm planning to do a graduation eight months graduate certificate program from a college in Toronto and I'm going to take an education loan so do I need to take GIC too? What if I planned to return back to India after completing course how am I going to get the rest of the amount?

My other doubt is How to apply for a study permit? Do I have to apply it online or through vfs global or I will receive it through immigration when I reach Canada?

GIC is done in most banks over a period of 1 year. Most courses that say 8 months are actually more towards 11-12 months if you count the scheduled breaks. Unless your program does not have a scheduled break, you will most likely have to stay for a minimum of a year.

You can take GIC in your education loan if you want to. To avoid GIC, you can go for general processing, where you can show an education loan worth 10,000 CAD. If you show that, then you don't need to show GIC.

If you want SDS processing (assuming you are eligible for it), then you need GIC and 1 year's tuition fees, also you can only apply it online.

If you want to submit it offline, you will have to go for general processing, which takes longer. You can also submit general processing online if you want to avoid GIC.

Once your visa is approved, you will get a letter of recommendation and with that you will be issued a study permit once you reach Canada. You will have to make the application in your home country, unless you are a citizen of a permanent resident of the US.

 

[Lone_Beast]

GIC is done in most banks over a period of 1 year. Most courses that say 8 months are actually more towards 11-12 months if you count the scheduled breaks. Unless your program does not have a scheduled break, you will most likely have to stay for a minimum of a year.

You can take GIC in your education loan if you want to. To avoid GIC, you can go for general processing, where you can show an education loan worth 10,000 CAD. If you show that, then you don't need to show GIC.

If you want SDS processing (assuming you are eligible for it), then you need GIC and 1 year's tuition fees, also you can only apply it online.

If you want to submit it offline, you will have to go for general processing, which takes longer. You can also submit general processing online if you want to avoid GIC.

Once your visa is approved, you will get a letter of recommendation and with that you will be issued a study permit once you reach Canada. You will have to make the application in your home country, unless you are a citizen of a permanent resident of the US.

I'm mainly trying to get a seat in seneca for Jan intake and I think there will be hardly any scheduled breaks for that period like more than a week.

I will try to take GIC too in loan but for that I might need to pay more later while repaying (Interest) and general processing will take minimum of 2 months and if due to some reason visa got rejected I need to apply it again which will be a huge headache and seneca college is eligible for SDS processing.

Sorry I didn't understand the part where you said "You will have to make the application in your home country". Do I have to apply for it online or fill a form or something?

 

[selvakk]

I'm mainly trying to get a seat in seneca for Jan intake and I think there will be hardly any scheduled breaks for that period like more than a week.

I will try to take GIC too in loan but for that I might need to pay more later while repaying (Interest) and general processing will take minimum of 2 months and if due to some reason visa got rejected I need to apply it again which will be a huge headache and seneca college is eligible for SDS processing.

Sorry I didn't understand the part where you said "You will have to make the application in your home country". Do I have to apply for it online or fill a form or something?

For general processing you don't need GIC, you only need to show a loan amount of 10,000 or any other proof of having 10,000 CAD.

For SDS GIC is compulsory.

You have to either apply online or send the files by mail. This has do be done in the country you are living in currently(home country)

https://www.canada.ca/en/immigratio...services/study-canada/study-permit/apply.html

 

[Lone_Beast]

For general processing you don't need GIC, you only need to show a loan amount of 10,000 or any other proof of having 10,000 CAD.

For SDS GIC is compulsory.

You have to either apply online or send the files by mail. This has do be done in the country you are living in currently(home country)

https://www.canada.ca/en/immigratio...services/study-canada/study-permit/apply.html

Thanks, Looks like the process is same for Visa and Study Permit like biometrics. Only difference is I will get Study permit when I reach airport and it will be given by immigration right?.

This is the process I understood please correct me if I'm wrong.

1. Apply for Visa Online/Offline once got selected in a college/university.

2. Give the biometrics and medical (can give upfront).

3. Once received visa need to apply for a study permit and it will be given at the airport in Canada when I arrive there.

 

[Lone_Beast]

If we approve your application
We’ll send you:

• a letter of introduction
  • This isn’t your study permit. You need to show this letter to the immigration officer when you arrive in Canada.
• an Electronic Travel Authorization (eTA) or a visitor visa (temporary resident visa), depending on which you need to enter Canada.
  • If you need an eTA, your letter of introduction will have information about it. Your eTA will be electronically linked to your passport and will be valid for 5 years or until your passport expires, whichever comes first. Make sure you travel with the passport you used to apply.
  • If you need a visitor visa, we’ll ask you to send your passport to the nearest visa office so we can attach your visa to it. Your visa will be in your passport and will show if you can enter Canada once or multiple times. You must enter Canada before your visa expires.

When you arrive at the port of entry, an officer will make sure you meet the requirements to enter Canada. If there are no problems, the officer will then issue your study permit to you. Make sure you have all the documents you need to enter Canada with you.



Oh, So I finally I understood now.

They are same thing Study Permit/Student Visa. They will give me both visa and study permit(when I arrive).


If I apply for study permit they will give me a visitor visa along with study permit.

 

[selvakk]

If we approve your application
We’ll send you:

• a letter of introduction
  • This isn’t your study permit. You need to show this letter to the immigration officer when you arrive in Canada.
• an Electronic Travel Authorization (eTA) or a visitor visa (temporary resident visa), depending on which you need to enter Canada.
  • If you need an eTA, your letter of introduction will have information about it. Your eTA will be electronically linked to your passport and will be valid for 5 years or until your passport expires, whichever comes first. Make sure you travel with the passport you used to apply.
  • If you need a visitor visa, we’ll ask you to send your passport to the nearest visa office so we can attach your visa to it. Your visa will be in your passport and will show if you can enter Canada once or multiple times. You must enter Canada before your visa expires.

When you arrive at the port of entry, an officer will make sure you meet the requirements to enter Canada. If there are no problems, the officer will then issue your study permit to you. Make sure you have all the documents you need to enter Canada with you.



Oh, So I finally I understood now.

They are same thing Study Permit/Student Visa. They will give me both visa and study permit(when I arrive).


If I apply for study permit they will give me a visitor visa along with study permit.

Not exactly. Canada has two separate things, one is permits and the other is visas.

Visas are what you require to enter and re-enter the country. Some countries are visa exempt and to apply for a travel authorization.

Other countries, like in your case where visa is required need a TRV (temporary resident visa) to enter the country. This can be issued for visiting , studying or working.

Permits are issued for study or work. In your case you are applying for a permit which will allow you to study in Canada.

When you apply for a study permit, you are given the required visa or travel authorization along with it for free, without needing to apply separately.

You use that visa, which is printed on your passport to book tickets and travel to Canada.

You are also given a letter of recommendation from the Canadian embassy of your country that states that you should be given a study permit.

The border officer confirms your details and then prints and issues you the study permit on the spot.

They are two separate things, but your application for a study permit will include an application for a TRV, without you needing to do anything else.

 

[Lone_Beast]

Not exactly. Canada has two separate things, one is permits and the other is visas.

Visas are what you require to enter and re-enter the country. Some countries are visa exempt and to apply for a travel authorization.

Other countries, like in your case where visa is required need a TRV (temporary resident visa) to enter the country. This can be issued for visiting , studying or working.

Permits are issued for study or work. In your case you are applying for a permit which will allow you to study in Canada.

When you apply for a study permit, you are given the required visa or travel authorization along with it for free, without needing to apply separately.

You use that visa, which is printed on your passport to book tickets and travel to Canada.

You are also given a letter of recommendation from the Canadian embassy of your country that states that you should be given a study permit.

The border officer confirms your details and then prints and issues you the study permit on the spot.

They are two separate things, but your application for a study permit will include an application for a TRV, without you needing to do anything else.

Perfect Thanks, alot bro.

From couple of days I was confused If I should apply 2 separately or can do it together etc. Now I understood how it works visa is free with study permit. Any idea how many years the visa they will offer is valid?

 

[selvakk]

Perfect Thanks, alot bro.

From couple of days I was confused If I should apply 2 separately or can do it together etc. Now I understood how it works visa is free with study permit. Any idea how many years the visa they will offer is valid?

It will expire when your permit expires. If you extend your study permit, then you have to apply for a TRV extension separately. Technically speaking you don't need a TRV to live and study in Canada. You only need a TRV to return back to Canada, unless you are travelling and returning to a lis of exempted countries.

 

[Lone_Beast]

It will expire when your permit expires. If you extend your study permit, then you have to apply for a TRV extension separately. Technically speaking you don't need a TRV to live and study in Canada. You only need a TRV to return back to Canada, unless you are travelling and returning to a lis of exempted countries.

Oh Okay, Thanks for your help