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abcd@123

Newbie
Feb 14, 2025
5
2
Hi all,

I am applying for my mother’s Super Visa. She currently has an FD of approximately CAD $14,000 and a bank balance of approximately CAD $6,600.

I wanted to get some opinions on whether it would be okay to provide only the FD certificate/summary and current bank balance certificate, without submitting her 3- or 6-month bank statements.

The main reason we are considering not submitting the regular bank statements is that most of the deposits in her account are transfers from me through Remitly. I am concerned that showing these regular transfers could make it appear that she is financially dependent on me.

Along with her financial documents, I have included:

  • Her pension certificate
  • Property/house documents
  • Registration and ITRs for her home-based business, which has been operating since 2019
  • Evidence of additional investments, including gold
  • FD certificate/summary
  • Current bank balance certificate
For my side, I have included my savings bank statements, recent pay stubs, and employment letter to demonstrate my financial ability to support her.

My question is: would not including my mother’s regular bank statements create a risk of refusal, or would the FD, current balance, pension, property, business, investments, and my financial documents be sufficient to present her overall financial situation?

I would really appreciate any thoughts or experience from people who have dealt with Super Visa applications in a similar situation.

Thank you.
 
Yes I have attached NOA. I am just concerned about my mothers bank statements- that highlights transfers to her

Transfers are not in itself an issue. It is the overall financial picture. Being selective about what you provide often looks more suspicious. Would not overthink things. As long as you can continue to provide remittances whole affording your life in Canada when she returns home, meet the NOA income requirement and can support your family in addition to your mother when she is visiting Canada that is what is truly important. The fact that she has some FDs to rely on when she returns home is helpful but when evaluating her TRV application liquid cash is what IRCC primarily considers. In the case of a supervisa application your NOA and savings are what is the most important.