Pregnant, deliver in Canada ?

[Cndngcmrcn]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

We want to have the baby in Canada and I can stay there a couple months after and the come back down. The only problem is, would we need to fill out forms to bring our baby back first and get it approved before coming down or can we bring the baby down and start the paper work? And if I have worked the necessary hours for last leave would I be eligible to receive the mat leave while I’m in Canada and when I go back? (If I stay the correct amount of time?)

thank you

 

[steaky]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

We want to have the baby in Canada and I can stay there a couple months after and the come back down. The only problem is, would we need to fill out forms to bring our baby back first and get it approved before coming down or can we bring the baby down and start the paper work? And if I have worked the necessary hours for last leave would I be eligible to receive the mat leave while I’m in Canada and when I go back? (If I stay the correct amount of time?)

thank you

What's your status in Canada?

 

[YVR123]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

We want to have the baby in Canada and I can stay there a couple months after and the come back down. The only problem is, would we need to fill out forms to bring our baby back first and get it approved before coming down or can we bring the baby down and start the paper work? And if I have worked the necessary hours for last leave would I be eligible to receive the mat leave while I’m in Canada and when I go back? (If I stay the correct amount of time?)

thank you

Most of your questions are regarding to USA. I do not know how that works. Does baby (after getting Canadian passport) need a visa to live in US? Or would the baby have US citizenship (because of the US citizen father) ? And mat leave for US/your company policy. I know many US company do not have mat leave ...

For the Canadian side, which province are you moving to.
I assume that you are Canadian citizen (you never mentioned it in your post) but there is different resdiensal policy to be covered by provincal healthcare. Time to stay before qualifying and how many months to live in the province within the first year of moving back to re-establish residency...etc.
You don't automatically get covered because you are a citizen. And by living in Canada, you may again become a tax resident of Canada. (not sure if you kept tied. How long have you moved out of Canada. Are you maintaining as a tax resident ...etc)

 

[canuck78]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

We want to have the baby in Canada and I can stay there a couple months after and the come back down. The only problem is, would we need to fill out forms to bring our baby back first and get it approved before coming down or can we bring the baby down and start the paper work? And if I have worked the necessary hours for last leave would I be eligible to receive the mat leave while I’m in Canada and when I go back? (If I stay the correct amount of time?)

thank you

Having a valid health card does not mean you are entitled to healthcare in Canada. You also need to meet the residency requirement to qualify for healthcare or else you could be asked to pay back any healthcare you used. You also have to make the province your permanent home. What province do you return to? Each province has their own residency requirements. You also have to sign a paper after your baby is born saying that your baby intends to meet the residency requirement to qualify for healthcare in that province when applying or the baby’s health card. That would mean 6-12 months in that province for the baby to qualify for healthcare including any care they received in the hospital. If your baby needs to go to the NICU for even a day that can be extremely expensive. How long have you been in the US? What you are describing is unlikely to lead to you being eligible for healthcare in Canada. In general your family tends to have to be tax residents to qualify for healthcare in Canada which makes sense because you are generally expected to into a system if you want to take advantage of the services. In terms of Mat leave it doesn’t sound like you will be working 600 hours in Canada in less than year until you go on mat leave. How much time do you spending living and working in Canada? Do you have a permanent home in the province? Would that be considered your primary residence?

You should look into whether the state you live in provides healthcare for uninsured pregnant women.

 

[armoured]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

Basically unlikely that you would qualify for health insruance in Canada under the provincial plans. Even if you have a card. The basic rules are being a resident in Canada/ the province.

Might get overlooked if you tried to use it, or you might get hit with a large bill after the fact. Or conceivably more serious issues.

And note - it's not a given that you'd be able to arrange and get enrolled with an obstetrician and all that.

You really should try to make arrangements where you live.

 

[YVR123]

I re-read and saw this line from OP "I do go back to Canada and work time to time. "
So may be if OP stays enough time and work hours in Canada, she wants to get maternity EI from Canada?
It all comes down to if OP stay enough days in Canada to make her eligable for provincial healthcare. (And looks like OP assumes that she does becuase she said she didn't get US insurnace because she can use that in Canada)

 

[colgate1]

I won't get into bells and whistle of the provincial health care coverage.


However, you may wanna make sure your new born qualifies for provincial health care.

For OHIP (ON), see the requirements:


https://www.ontariomidwives.ca/newb...nt born in Ontario,days in the following year.

 

[Copingwithlife]

Hello, needed some advice on what’s the best option.

I am currently living with my husband (citizen) in USA, I have my green card. I do go back to Canada and work time to time.

I don’t have health insurance in USA. As I’m able to split my time between both countries.

I found out I’m pregnant and my plan is to get my medical check up done in Canada when I go back to work up there next month.

We want to have the baby in Canada and I can stay there a couple months after and the come back down. The only problem is, would we need to fill out forms to bring our baby back first and get it approved before coming down or can we bring the baby down and start the paper work? And if I have worked the necessary hours for last leave would I be eligible to receive the mat leave while I’m in Canada and when I go back? (If I stay the correct amount of time?)

thank you

“We want to have the baby in Canada”

Because you assume it’s going to be a free delivery


Only you’d be able to tell us if you’d be eligible for mat leave . Did you contribute to EI for your work in Canada & work the REQUIRED hours ?
As I assumed you’re a Canadian you’re aware of EI. It’s a ledger number on your paycheque statement. It’s not that you’ve stayed a period of time , it’s that you’ve worked and contributed enough hours in the last 52 weeks
As for having the baby here just because you have no health insurance in the USA, not getting into that can of worms .
Must be something in the water in the USA

As for bringing the baby back . Google CRBA. I’m not going to do the wet work for you

 

[canuck78]

I re-read and saw this line from OP "I do go back to Canada and work time to time. "
So may be if OP stays enough time and work hours in Canada, she wants to get maternity EI from Canada?
It all comes down to if OP stay enough days in Canada to make her eligable for provincial healthcare. (And looks like OP assumes that she does becuase she said she didn't get US insurnace because she can use that in Canada)

Sadly many assume that a valid card means they still qualify for healthcare in Canada. Many don’t have insurance in the US so that doesn’t necessarily mean someone thinks they have insurance in Canada. Even if you had insurance in Canada if you had a medical emergency in the US you would end up in a US hospital with a large bill so wouldn’t justify not having US insurance because you had Canadian insurance. Time to time is probably not going to add up to 600 hours but without more information it is impossible to know. It is unclear how they are getting paid which would also impact if they qualify for Mat leave. Sounds like they may go back to Canada pretty irregularly but time to time is tough to define.

 

[canuck78]

I won't get into bells and whistle of the provincial health care coverage.


However, you may wanna make sure your new born qualifies for provincial health care.

For OHIP (ON), see the requirements:


https://www.ontariomidwives.ca/newborn-ohip-eligibility#:~:text=An infant born in Ontario,days in the following year.

Think the website is missing some information. For first year on OHIP you need to be in Canada 5 out of the first 6 months, be in Ontario for 6 out of the first 12 months and you and your parent need to be making your permanent home in Ontario.

 

[canuck78]

Basically unlikely that you would qualify for health insruance in Canada under the provincial plans. Even if you have a card. The basic rules are being a resident in Canada/ the province.

Might get overlooked if you tried to use it, or you might get hit with a large bill after the fact. Or conceivably more serious issues.

And note - it's not a given that you'd be able to arrange and get enrolled with an obstetrician and all that.

You really should try to make arrangements where you live.

As @armoured has indicated if you use OHIP when knowing you do not qualify for OHIP that is healthcare fraud. It is pretty rare for Ontario to pursue healthcare fraud charges if someone is uses healthcare without meeting the residency requirements but it is actually a crime. Repayment is more likely especially if it is limited to one period of time but you do have to sign a legal document in hospital when applying for a newborn’s health card that typically indicates that you agree that your child will meet the residency obligations to qualify for provincial healthcare. Haven’t seen the paperwork in every province but assume that it is pretty standard language that is also found when you apply for a health card.