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I managed to get an unsecured credit card from TD.. they said its because I never had a credit score in Canada. I thought we need to only buy US ETF otherwise tax would be complicated with CAD ETF? Btw, how soon can we get a TN visa after applying for citizenship? We wait for the citizenship...

Thank you for the info. Yeah, I went to TD and opened an unlimited checking account. It's pretty much as what you said, I need $4000 to get my fee waived, but in my first year, I get my fee waived because of a promotion. Unfortunately, for TD to open a credit card, I need to lock in $500 since I...

Hello, I’m at TD right now and to open a credit card, I need to lock in $500 since I have no income. Is this the account that I need to open to build my credit card? The secure credit card, is it?

Thanks so even when I just using it to pay my 30$ phone number monthly, the credit history will kick in right? The money amount doesn't matter? What else are good things to do during softlanding?

Thanks for the answer. I guess I will make a credit card and use it to pay my Canadian phone number so that I have a credit history. But, regarding the annual fees, can it be waived every time? or just one time because of newcomer offer? Thanks for the online banks recommendation as well. I will...

Yes, I mean let's say I get a monthly fee waiver, but I am not even in Canada to use the bank account that often. I feel that I sort of don't take the promotion maximally..

To be able to utilize all the fee waivers and limited time promotion maximally for one year when I hard land here? Is this a silly reason compared to building a credit history?

Thanks, so for the bank account, would it be better to get it during soft landing so that credit history kicks in early, or during the hard landing so that I can take advantage of the waived fees and other new immigrants offer?

What are some of the things that I need to do for softlanding? 1. SIN 2. PR Card Is that all? Also, I have some questions: 1. Should we open a bank account during softlanding or when we come back? I heard some banks have promotions for newcomers.. which banks are recommended? 2. Should we...

Well, as a new COPR holder, I guess reducing immigration and temporary workers is beneficial for me? :p

Most probably they will reduce the general draw quota for CEC draws.. But I guess those who get picked on general draws are mostly CEC anyways.. It's unlikely for outland applicants to get 500+ CRS..

https://www.cicnews.com/2024/03/ircc-to-target-a-reduction-in-the-temporary-resident-population-over-the-next-three-years-0343589.html#gs.67pepz “As part of our efforts for temporary residents to transition to permanent residency, we’ll have more domestic draws and ask provinces and territories...

https://www.cbc.ca/news/politics/canada-targets-decrease-temporary-residents-population-1.7151107 Now they even limit temporary residents.. how fast the time flies..

This is a really good point. I don't know how they measure "Affordable", but I just take a quick look at the US, Germany and Australia and all falters on "Affordable" in which they all have less than 10 points..

Yeah, some people on reddit say that the ranking is not academic and some countries pay to be in the ranking which is I guess a valid point. So, I am wondering how to solve this perception vs reality about living in Canada objectively or academically? Some said UN happiness index...

Are there any reasons why a lof Canadians and immigrants on Reddit, the internet feel very anti-Canada when Canada is the second-best country in the world by USnews (https://www.usnews.com/news/best-countries/slideshows/the-25-best-countries-in-the-world?onepage) and the best country to be an...

I guess they have started to take into account my suggestions.. it's quite wild how things change in the span of 3 months..

I guess immigration sentiment in Canada (and all around the world) is changing fast. Every time I scroll Reddit, the Canadian subs always have some news piece about mass immigration. It's interesting that Canada might not have easy PR anymore. Lucky I got mine already.. it's time to MAKE CANADA...

Hello, if I want to do a soft landing, how many days should I budget my time in Canada before returning to my home country? It seems that the processing time for a new PR Card is 67 days. Does that mean I need to spend at least 2 months in Canada?

How can I know if this real or sarcasm?